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AI, compliance and regulated professional services

The dark front of a Jacobean country house at dusk, unchanged and unlit except for two  windows glowing in an upper room.

Your firm adopted AI months ago. Nobody decided to

Why most UK advice firms are already using AI without a decision being made, what the FCA expects of that position today, and how to find out in a week.

By Terry Martin10 min read
15 August 2026
Brilliant - But I Could Never Put This In Front Of A Client

Brilliant - But I Could Never Put This In Front Of A Client

An allegorical telling of an ineffective action: evenings and weekends, a fictional client, genuine amazement, and every session ending with the same sentence. The story explores how an adviser can spend months testing a consumer product against properties it was never architecturally designed to have—until disappointment hardens into the conclusion that “we cannot use AI.” But the truth is narrower, and more useful: nothing has yet been built to your requirements.

By Terry Martin10 min read
3 August 2026
The work your clients can see is the work AI does best

The work your clients can see is the work AI does best

BP's safety numbers improved while its maintenance fell behind. Advice firms have the same measurement problem, and clients now arrive with chatbot printouts.

By Terry Martin10 min read
25 July 2026
An antique hand-tinted map lit by candlelight, with an engraved mountain range running across the centre and large blank unmapped areas around it. Brass dividers and a magnifying glass rest on the parchment.

The Mountains That Weren't There

For ninety years, maps of Africa showed a mountain range that was never there. Adviser marketing repeats the same mistake, and it costs more than it looks.

By Terry Martin12 min read
13 July 2026
Robert Goddard's first liquid-fuel rocket on launch frame in snow-covered Massachusetts cabbage field, March 1926, showing primitive ten-foot metal contraption with visible fuel tanks and wooden support structure
AI & RegTech

The Cabbage Field Problem: silent errors in financial software | Wrigital

Silent errors in financial software: plausible numbers that pass validation, then surface as fee errors or breaches. Fidelity Magellan, Fannie Mae, the London Whale.

By Terry Martin10 min read
19 January 2026

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